How to Budget When You Don’t Have a Fixed Income

February 6, 2023.Reading time 8 minutes.

I know we talk a lot about budgeting and how this is a very important step in your financial literacy journey. I’ve written reasons why we need a budget and how to build one over here. I also have a free budget template hereIn my last post of budgeting, I assumed everyone had a fixed […]

Inflation Explained, How we got here and what to do now!

September 15, 2022.Reading time 8 minutes.

Some months back, someone lamented on how the price of toothpaste was now $5. I get snaps from friends showing outrageous prices for chicken at Superstore or other low saving grocery stores. Or my personal favourite, the Tiktok and Reels of how much groceries you could buy for $50 a year or two ago compared […]

First Time Home Buyers Share The Tea – S&G

August 19, 2022.Reading time 6 minutes.

For S&G, their city had a program that allowed them to buy a home and the timing couldn’t have been more perfect with low interest rates and waived property taxes for 5 years. I KNOW right? And guess what, if they had waited an additional year, they wouldn’t have been able to qualify for this […]

How to Have a Memorable Summer Without Breaking the Bank

August 16, 2022.Reading time 7 minutes.

Starting this post with some of the most relatable money/financial content I have seen on twitter this summer. Because, let’s be honest, it is a lot easier to save and do better with our money goals in the winter than it is in the summer. In addition to that, COVID restrictions had us indoors over […]

First Time Home Buyers Share the Tea – Debbie

August 9, 2022.Reading time 5 minutes.

Did you know that buying a home is one of the ways to diversify your investments? That’s one of the reasons Debbie bought her home in February. Unlike Ani, she found renting to be more beneficial than buying at the time and only got a home as a means to diversify her investments. Location: Greater […]

First Time Home Buyers Share the TEA!! – Veronica*

July 21, 2022.Reading time 8 minutes.

Sometimes, you just know what the next step is and everything seems to fall in place too. In the middle of a global pandemic, Veronica and her husband were able to purchase their first home. The low interest rates at the time were too good to pass up and with a cancelled wedding and some […]

To DO: Rent or BUY

July 13, 2022.Reading time 8 minutes.

Based on my journal entries five years ago, I should be a home owner by now. But am I ready to buy a home? Do I see myself living here in the next 2 years?

So you want to buy a home – A guide for First Time Home Buyers from First Time Home Buyers

May 17, 2022.Reading time 10 minutes.

Last week, I asked people on instagram who had bought homes or are in the home process journey what they wish they had known before the wish they started their home ownership journey and the answers were so good I had to share it as a blogpost. Disclaimer: this is specific to people who live in […]

You Need A Budget, here’s why

January 10, 2022.Reading time 9 minutes.

Hey everyone, Happy new year. It’s a new year and if you are anything like me, you’ve written your 2022 goals and are looking forward to smashing all your goals this year.