Interest rate hike- what does it mean for me?

On Wednesday, the Fed’s increased interest rates by 50 points. In lay man’s terms, interest rate went from 0.5% to 1% in the United States. This is the highest jump the US has seen in more than two decades.  In April, the bank of Canada also increased interest rates by 50 points to 1%. 

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You Need A Budget, here’s why

Hey everyone,  Happy new year. It’s a new year and if you are anything like me, you’ve written your 2022 goals and are looking forward to smashing all your goals this year. 

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4 Steps to Building your Emergency Fund

Well, hi there! Today I’ll be talking all about emergency funds, what they are, where to save them and 4 easy steps to set up your emergency fund. What is an emergency fund? It is money saved up for unexpected events and emergencies (when life happens).

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5 Things to Look out for In A Financial Accountability Partner

Hey guys, Today, I’ll be sharing about a financial accountability partner and some things you should look out for in picking one. Luckily enough, I got answers from people on instagram in last week’s episode of your money stories. Now is a good time to follow me on instagram to be a part of the […]

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How to Save when your take home pay is barely enough 

In my last finance post, I spoke on ways to increase your income because let’s be honest, sometimes what you are taking enough is barely enough to pay the bills talk more of saving.  I know the last thing you probably want to hear is someone telling you it is possible to save when your […]

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7 ways to increase your income & 10+ side hustle ideas

I’ve spoken a bit about cutting down on expenses, creating a budget and saving which is a great first step in getting your financial act together. But, sometimes, what you currently have isn’t enough to help cover all your expenses or even get you to the financial goals you have set aside for yourself. A […]

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Preparing for the Holidays

Christmas is reportedly one of the most expensive holidays in the year. Think about it, the prices of travel tickets go up and there seems to be some activity to do every other day (Christmas parties, dinners, brunch, shows, carols, etc). And the malls are filled with stores that simply scream ‘BUY ME, I am […]

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Understanding Credit Cards

How it works The banks or financial institutions give you some money (credit limit) that you can borrow from to fund expenses with the expectation that you would pay it back. When you don’t pay this money back, you get charged interest. No, a credit card isn’t a bank card with free money.

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