7 Ways to Change Your Money Mindset

April 11, 2023.Reading time 6 minutes.

Hi there :), Hoping that as you read this the weather is lovely where you are. As I write this, it is gloomy and raining in Vancouver. I like to believe the first step in improving your finances and your relationship with money is by changing how you view money (aka your money mindset). Your […]

Everything you need to know about the Tax Free First Home Savings Account

March 22, 2023.Reading time 7 minutes.

As Spring comes around, so does this new incentive by the government of Canada. Want to learn about the first home savings account, this post got you. PS: I think this savings account is perfect for people looking to buy their first home in the next few years (still doesn’t solve the housing issue but […]

How to Budget When You Don’t Have a Fixed Income

February 6, 2023.Reading time 8 minutes.

I know we talk a lot about budgeting and how this is a very important step in your financial literacy journey. I’ve written reasons why we need a budget and how to build one over here. I also have a free budget template hereIn my last post of budgeting, I assumed everyone had a fixed […]

How to Be Recession Proof

November 22, 2022.Reading time 8 minutes.

With multiple layoffs from the Big Tech companies, high interest rates and inflation, all signs lead to a recession. A recession is a decline in economic activities quarter or quarter for more than two consecutive quarters characterized by high unemployment and decrease in consumer and business spending. Here are some ways we can be recession […]

December in Jamaica – How much should I be looking at?

October 27, 2022.Reading time 16 minutes.

Sounds about right that I’d be sharing the details of this trip 10 months later. I’ll do better! The last time I shared about how much my trip cost me, I shared a budget friendly Girl’s trip to Kelowna. In this post, I’ll be sharing what I got up to in Jamaica last Christmas, the […]

Inflation Explained, How we got here and what to do now!

September 15, 2022.Reading time 8 minutes.

Some months back, someone lamented on how the price of toothpaste was now $5. I get snaps from friends showing outrageous prices for chicken at Superstore or other low saving grocery stores. Or my personal favourite, the Tiktok and Reels of how much groceries you could buy for $50 a year or two ago compared […]

First Time Home Buyers Share The Tea – Negin

September 7, 2022.Reading time 8 minutes.

Wheww! This is the last post in this series and I am very excited to share this story with you. Negin bought her condo in downtown Vancouver earlier on in the year when she came into an inheritance. She rented out this condo because at her current salary, it made more sense to rent it […]

First Time Home Buyers Share the Tea – Ada

September 2, 2022.Reading time 11 minutes.

I’m really excited about this post because I got to learn about the pre construction sale and process. When I was looking at getting a home, I toyed with the idea of getting a pre- construction (still considering it) but I didn’t get a full idea of what the process was like. In my books, […]

First Time Home Buyers Share The Tea – S&G

August 19, 2022.Reading time 6 minutes.

For S&G, their city had a program that allowed them to buy a home and the timing couldn’t have been more perfect with low interest rates and waived property taxes for 5 years. I KNOW right? And guess what, if they had waited an additional year, they wouldn’t have been able to qualify for this […]