Preparing for the Holidays

Christmas is reportedly one of the most expensive holidays in the year. Think about it, the prices of travel tickets go up and there seems to be some activity to do every other day (Christmas parties, dinners, brunch, shows, carols, etc). And the malls are filled with stores that simply scream ‘BUY ME, I am […]

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Understanding Credit Cards

How it works The banks or financial institutions give you some money (credit limit) that you can borrow from to fund expenses with the expectation that you would pay it back. When you don’t pay this money back, you get charged interest. No, a credit card isn’t a bank card with free money.

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TFSA vs RRSP: What’s right for me?

Hey all, this is a quick post explaining the difference between a TFSA and RRSP which one is the best to contribute towards to as well as some tax consequences to keep in mind while investing in any of these accounts. TFSA: Tax free savings account  Tax free savings account is a savings and investment […]

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How can i reduce my tax bill?

If I got a dollar for how many times I got asked this, haha. Here are some deductions and credits you are allowed to claim in the 2020 tax year that could help your reduce your tax bill and maybe get you a refund. Also some things for you to keep in mind as you […]

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Taxes explained: a beginner friendly guide

Hey hey, I trust you are doing well and staying safe this period. It is that time of the year again, tax season and I thought it would be nice to share some tax knowledge from all I’ve learnt in the last few years. This post mainly has the basics and is geared towards individuals […]

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How to be Financially Responsible While Splurging on The Things you love

A few years ago, I heard Ramit Sethi, author of I will teach you to be rich say this and I thought it was sound advice, “Spend extravagantly on what you love and cut costs mercilessly on things you don’t.” I think about this a lot when I am splurging and treating myself to things […]

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Tips on investing, saving + economic considerations

Continued from the last post on Tips on Setting Financial Goals This Year. On Investments and Savings; Do as much research as you can: do your due diligence, read articles, opinion pieces, previous financial statements if you can, ask questions. Do your research!

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Tips on setting financial goals this year

It’s 12 days in already and 2021 has been off to an interesting start. For starters, this post that should have come out last year is coming out twelve days into the year, loool. Well, well, let’s get to it already, shall we? Tips on setting financial goals for the year Be realistic: don’t set […]

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SO you want to save- all things saving!

What is saving? Simply put, it is keeping money aside for future use. Why is it important? Saving is important because it helps you prepare for the future financially. It is usually one of the first steps one takes on the journey to financial freedom and independence. Saving money helps you stay out of debt, […]

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