Understanding Credit Cards

How it works The banks or financial institutions give you some money (credit limit) that you can borrow from to fund expenses with the expectation that you would pay it back. When you don’t pay this money back, you get charged interest. No, a credit card isn’t a bank card with free money.

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And the Scarf Saves The Day, Again

My braids were a bit old and I wasn’t ready to take them off just yet; and let’s be honest, there’s only so much hair gel and edge control one can apply, when it’s time to take them off, it’s time to take the braids off. I had brunch with my friends and opted for […]

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2 Ways I styled Jean Biker Shorts This Summer

One of my favourite purchases this summer would be these jean biker shorts. I got them from shein and was pretty impressed by the fit and quality to some extent. If you are looking for something really cheap that would probably only last one season, this is a good pair to get. They also felt […]

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25 Lessons I’ve learnt at 25

Hello, It’s been a while since I last wrote a blog post; I’m sorry. I turned 25 a few months ago and while this post has been ready for months, I’m finally going to share this. Included in this post are some of the pictures from my birthday photoshoot. The idea of a photoshoot started […]

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TFSA vs RRSP: What’s right for me?

Hey all, this is a quick post explaining the difference between a TFSA and RRSP which one is the best to contribute towards to as well as some tax consequences to keep in mind while investing in any of these accounts. TFSA: Tax free savings account  Tax free savings account is a savings and investment […]

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How can i reduce my tax bill?

If I got a dollar for how many times I got asked this, haha. Here are some deductions and credits you are allowed to claim in the 2020 tax year that could help your reduce your tax bill and maybe get you a refund. Also some things for you to keep in mind as you […]

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Taxes explained: a beginner friendly guide

Hey hey, I trust you are doing well and staying safe this period. It is that time of the year again, tax season and I thought it would be nice to share some tax knowledge from all I’ve learnt in the last few years. This post mainly has the basics and is geared towards individuals […]

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How to be Financially Responsible While Splurging on The Things you love

A few years ago, I heard Ramit Sethi, author of I will teach you to be rich say this and I thought it was sound advice, “Spend extravagantly on what you love and cut costs mercilessly on things you don’t.” I think about this a lot when I am splurging and treating myself to things […]

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Tips on investing, saving + economic considerations

Continued from the last post on Tips on Setting Financial Goals This Year. On Investments and Savings; Do as much research as you can: do your due diligence, read articles, opinion pieces, previous financial statements if you can, ask questions. Do your research!

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