Inflation Explained, How we got here and what to do now!

Some months back, someone lamented on how the price of toothpaste was now $5. I get snaps from friends showing outrageous prices for chicken at Superstore or other low saving grocery stores. Or my personal favourite, the Tiktok and Reels of how much groceries you could buy for $50 a year or two ago compared […]

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First Time Home Buyers Share The Tea – S&G

For S&G, their city had a program that allowed them to buy a home and the timing couldn’t have been more perfect with low interest rates and waived property taxes for 5 years. I KNOW right? And guess what, if they had waited an additional year, they wouldn’t have been able to qualify for this […]

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First Time Home Buyers Share the Tea – Debbie

Did you know that buying a home is one of the ways to diversify your investments? That’s one of the reasons Debbie bought her home in February. Unlike Ani, she found renting to be more beneficial than buying at the time and only got a home as a means to diversify her investments. Location: Greater […]

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How to Save when your take home pay is barely enough 

In my last finance post, I spoke on ways to increase your income because let’s be honest, sometimes what you are taking enough is barely enough to pay the bills talk more of saving.  I know the last thing you probably want to hear is someone telling you it is possible to save when your […]

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7 ways to increase your income & 10+ side hustle ideas

I’ve spoken a bit about cutting down on expenses, creating a budget and saving which is a great first step in getting your financial act together. But, sometimes, what you currently have isn’t enough to help cover all your expenses or even get you to the financial goals you have set aside for yourself. A […]

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Preparing for the Holidays

Christmas is reportedly one of the most expensive holidays in the year. Think about it, the prices of travel tickets go up and there seems to be some activity to do every other day (Christmas parties, dinners, brunch, shows, carols, etc). And the malls are filled with stores that simply scream ‘BUY ME, I am […]

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How can i reduce my tax bill?

If I got a dollar for how many times I got asked this, haha. Here are some deductions and credits you are allowed to claim in the 2020 tax year that could help your reduce your tax bill and maybe get you a refund. Also some things for you to keep in mind as you […]

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Favourite Personal Finance Practices

Hey hey, On my personal finance journey, I have learnt a lot, failed myself a few times and have learnt a big lot too. I thought I would share some of my current favourite personal finance practices as I have seen positive results in my spending and saving patterns so far (again, I am not […]

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Recent ‘Painful’ Financial Lessons

As at the time I initially wrote this post (late July last year), my accountability partners had just reprimanded me for poor financial decisions and reckless spending. By the fall, I was really on-top of my finances (I think); however, this winter- let’s just say I couldn’t have stumbled upon this draft at a better […]

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