How to Budget When You Don’t Have a Fixed Income

I know we talk a lot about budgeting and how this is a very important step in your financial literacy journey. I’ve written reasons why we need a budget and how to build one over here. I also have a free budget template hereIn my last post of budgeting, I assumed everyone had a fixed […]

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Inflation Explained, How we got here and what to do now!

Some months back, someone lamented on how the price of toothpaste was now $5. I get snaps from friends showing outrageous prices for chicken at Superstore or other low saving grocery stores. Or my personal favourite, the Tiktok and Reels of how much groceries you could buy for $50 a year or two ago compared […]

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7 ways to increase your income & 10+ side hustle ideas

I’ve spoken a bit about cutting down on expenses, creating a budget and saving which is a great first step in getting your financial act together. But, sometimes, what you currently have isn’t enough to help cover all your expenses or even get you to the financial goals you have set aside for yourself. A […]

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Investing For Beginners

First things first, investing and trading are two different things although they both try to yield profit in the financial market. Investing is longterm and the goal is to build wealth by holding onto your investment instruments. Trading on the other hand is short term and involves more of buying these instruments at a lower price […]

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Recent ‘Painful’ Financial Lessons

As at the time I initially wrote this post (late July last year), my accountability partners had just reprimanded me for poor financial decisions and reckless spending. By the fall, I was really on-top of my finances (I think); however, this winter- let’s just say I couldn’t have stumbled upon this draft at a better […]

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Adnan on Investing

When did you start investing? How did you start? What sparked your interest in investments? I would say I started investing in autumn 2015. I had just discovered Kickstarter and was helping crowdfund new inventions, technologies and awesome projects in particular, just for fun. Keep in mind, crowdfunding (a form of alternative financing) offers no

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